Sardine

In 2026, HDV invested in Sardine, a US-based AI risk platform providing fraud detection, identity verification, payments risk, and AML compliance solutions for financial institutions and fintechs.

Founded in 2021 by payments and risk veterans, Sardine was purpose-built for an era where financial crime is increasingly sophisticated, and the cost of compliance is rising. The platform unifies fraud detection, identity verification, payments risk, and AML workflows into a single system, combining device and behavioral biometrics, machine learning, a no-code rules engine, and AI agents that automate alert reviews, case investigations, and regulatory filings.

Sardine today serves a broad range of banks, fintechs, e-commerce platforms, and enterprises globally, helping them reduce fraud losses, clear compliance backlogs, and scale risk operations.